Refinancing/remortgaging your Home loan

There are several reasons to consider refinancing. Whether you want to ensure your variable-rate loan remains competitive, your fixed-rate loan is nearing maturity, or you need to access extra funds for projects, we will handle it all for you.

When can I think of refinancing?

• Consolidating a debt

• Accessing funds for renovations or investments

• Securing competitive interest rates

• Switching to interest only for cashflow purposes

• Adapting to changes in personal circumstances

Refinancing your home loan can also provide greater flexibility and long-term savings. Many lenders offer special rates, cash-back incentives, or free solicitor service.

However, choosing the right refinancing option goes beyond just the initial benefits—it’s essential to weigh the long-term advantages against the actual costs. At Fast Track, we help you navigate loan structures, features, terms, fees, and ongoing rates to find the best solution for your needs.