Investment Property Purchase

Property remains a popular investment choice for many Kiwis. To maximize your returns and securing the right financing is key. Historically, property has provided strong returns for investors, as house prices tend to rise over the long term. Additionally, property investors can benefit from steady rental income and potential tax advantages.

Property investors have various strategies to choose from, and the best approach depends on your goals and financial situation. Key factors include whether you have existing personal debt, such as a mortgage or personal loans.

Generally, it's advisable to reduce personal debt first to minimize overall investment debt. Other important considerations include how long you plan to hold the property, the amount of capital you're willing to invest, and whether rental income needs to cover your expenses.

Investment loans come in various forms, depending on your financial goals. They can range from straightforward home loans to more complex options designed to optimize tax benefits and repayment management.

Two popular choices for property investors include revolving credit loans and interest-only repayment options. 

At Fast Track Mortgages, we assess your financial objectives, determine your borrowing capacity, and explore different loan structures to find the best fit for your needs.